Software for every kind of business, plus custom systems built to order+254 711 421 354info@poshub.co.ke

Chama management software for members, savings, loans and welfare

Keep every member's savings, every loan and every welfare contribution on record, and give the treasurer reports the group can trust. POSHUB Chama also includes expenses, supplier bills and full accounting.

From KSh 500 per branch / month. No setup fees.

Made for

  • Chamas & merry-go-rounds
  • Savings groups (SACCO-style)
  • Welfare & burial groups
  • Church and community groups
  • Investment clubs
  • Groups with several chapters

What Chama (Self-help Groups) does for you

Members, savings, loans and welfare. Member register, contribution plans and savings, loans with guarantors, schedules and penalties, welfare campaigns, group reports, expenses and full accounting. Each group is a branch with its own subscription.

Member register

Keep member profiles, contacts, next of kin and join dates organised and searchable.

Savings and contribution plans

Set the contribution each member pays, record every payment with a receipt and print a member statement.

Loans with guarantors

Set loan types and interest, add guarantors, approve and disburse, and follow a repayment schedule with penalties for late payments.

Welfare campaigns

Open a welfare fund for a member in need, collect contributions and record the payout.

Group reports

See savings, loans outstanding, arrears and welfare balances for the whole group or for each member.

Expenses and accounting

Record group expenses and supplier bills; savings, loans and interest post to proper accounts automatically.

Included with every POSHUB system

  • Accounting with proper debits and credits
  • Many branches under one account
  • Users with roles and permissions
  • Works on phones, tablets and computers
  • Setup help, training and support

Need payroll or leave management? Add Human Resource and Leave Management. Need more than we offer? We build custom software on request.

Pages in Chama (Self-help Groups)

  • Accounting
  • Suppliers
  • Bills & Supplier Payments
  • Expenses
  • Members
  • Savings
  • Loans
  • Welfare
  • Group Reports

Questions about Chama (Self-help Groups)

What is the best software for managing a chama?

Look for software that keeps each member's savings, loans and welfare contributions separate and posts them to real accounts. POSHUB Chama does this, with receipts, statements and group reports built in.

Can it handle loans with guarantors and penalties?

Yes. Loans have a repayment schedule, guarantors, interest and penalties for late instalments, and every repayment updates the member's balance.

Can one account manage several groups?

Yes. Each group is a branch with its own members, users, books and subscription, all under one owner account.

Try Chama (Self-help Groups) free

Start your 1 month free trial, or talk to us and we will set it up for you.

Start free trial Book a demo